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               QUALIFICATIONS OF THE APPRAISER: HILLARY DRISCOLL-OLDS

                           State Registered Trainee Real Estate Appraiser No. RI 9340

                                                    Humphrey and Associates, Inc.   

Education           

 Bachelor of Landscape Architecture                         1985   University of Florida  Gainesville, Florida                                                                                

 Appraiser License Course (AB I)                    2002    Pensacola, FL

Appraiser Continuing Education                                                                                                                                                                           

FREAB Florida State Law Update                                        2004

FREAB USPAP Update                                                       2004

Residential Construction                                                   2004

Limited Appraisals & Scope of Work Decision                       2004

Experience                                                                                                                                            

Trainee Appraiser, Humphrey & Associates, Inc.                2002-Present

Land Development Planner, Greiner, Inc.                          1988-1996

Appraiser, Humphrey and Associates, Inc.                        1986-1988

Experienced in appraisals of:

Commercial, Industrial and Residential Properties,

Vacant Land, Diminution of Value,

Undivided Partial Interest, Estate Valuation  

Memberships                                                                                                                                         

American Society of Landscape Architects, ASLA   1985-1996

Partial List of Clients                             

Patricia Grinsted, Attorney at Law, Fort Walton Beach

First National Bank and Trust, Fort Walton Beach, Florida

Beach Community Bank, Fort Walton Beach, Florida

Jerry Miller, Attorney at Law, Fort Walton Beach, Florida

CIT Small Business Lending Corp., Livingston, NJ

First National Bank of Crestview, Crestview, Florida

Trust Mark Bank, Fort Walton Beach, Florida             

SunTrust Bank, Tampa, Florida

Vanguard Bank, Fort Walton Beach, Florida

Regions Bank, Fort Walton Beach, Florida

SunTrust Bank, Fort Walton Beach, Florida

Vanguard Bank and Trust, Fort Walton Beach, Florida

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Last modified: 12/27/06